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Financial Services

As Independent Financial Advisers, we have access to financial products from the widest possible range of leading investment management and insurance companies. IFA’s have the complete freedom to recommend particular investments purely on the basis that they best suit the needs of the client.

A key benefit of our service is our personal, caring approach with no time limits imposed, allowing you to feel completely comfortable when discussing personal matters and asking questions.

It is important that we fully understand your needs and to ensure this is the case, we conduct a comprehensive ‘Fact Find’, which can be tailored to suit your needs. Our range of services would fall into one of the categories:

PROTECTION - (Life Cover, Critical Illness, Income Protection, Private Healthcare)

RETIREMENT - (Pensions, Annuity, Pension Freedom, Drawdown, Auto Enrolment, Pension Transfers)

INVESTMENT - (ISA’s, NISA’s, Unit Trusts, Investment Bonds, Ethical and DFM Portfolio’s)

SAVINGS - (Regular and lump sums, Funeral Plans)

MORTGAGES - (Residential, Re-mortgages, Buy to Let, Let to Buy, Equity Release, Interest Only)

Your home may be repossessed if you do not keep up repayments on your mortgage. There may be a fee for mortgage advice, typically £58. This is based on an average house price of £239,000 with an average loan amount of £203,150. The value of pension or investments can fall as well as rise, and you can get back less than you invested. More than mortgages Ltd is authorised and regulated by the Financial Conduct Authority Registered in Scotland, Registered No.SC313067.

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