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About Us

We are a husband and wife team, John and Jean Dawson both Independent Financial Advisors (IFA’s) and Directors of More Than Mortgages Ltd. Having over 55 years in Financial Services between us, we have a vast amount of knowledge and experience to assist us in advising our clients.

The choice of name is designed to counter any misunderstanding that we offer advice and assistance only in relation to mortgages – WE DO MORE …..

We offer advice in relation to a wide range of financial products and services including protection, retirement, investments savings and mortgages.

A particular interest of Jean’s and a growing sector of the business is Equity Release. Jean enjoys helping clients, in or nearing retirement, to release funds from their property to meet ever increasing financial demands. This is a lifetime mortgage. To understand the features and risks, ask for a personalised illustration.

For his part John, having been diagnosed with cancer 5 years ago (from which he has made a full recovery) is keen to emphasize the importance of Critical Illness Cover. When a serious illness strikes a ‘breadwinner’ it is too late to then get protection.

When not working in our business we enjoy cycling, walking, caravanning and spending time with our children and grand-children.

Most of our client meetings are held at 35 New Road where we have private rooms available for a consultation but we will gladly visit a client, at their own home or place of work.

Most of our business comes from existing clients returning, and clients of ours referring our services to their friends and acquaintances.

It’s never too early to think about Financial Planning – you owe it to those who depend on you – and to yourself. We promise you a warm and friendly welcome (and a cup of tea).

John Dawson, Independent financial advisor

Jean and John Dawson, Financial Advisors, Scotland

Your home may be repossessed if you do not keep up repayments on your mortgage. There may be a fee for mortgage advice, typically £58. This is based on an average house price of £239,000 with an average loan amount of £203,150. The value of pension or investments can fall as well as rise, and you can get back less than you invested. More than mortgages Ltd is authorised and regulated by the Financial Conduct Authority Registered in Scotland, Registered No.SC313067.

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