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Here are some of the great testimonials we have received from clients over the years.

John organised two separate pieces of work, on our behalf. We are absolutely delighted with the outcome,in both cases... From the very beginning John was very positive, extremely reactive,helpful,efficient and all of the other superlatives! We would have no hesitation in recommending ( and we have ! ) MoreThanMortgages to friends,family and work colleagues.
Graham and Christine. Auchterarder. Perth and Kinross.

Jean and John were extremely approachable, they really make it all about you so much so after only my first meeting with them I felt like I'd known them for years. They are a great team and very professional at what they do. They have a wealth of knowledge on financial matters and in the process make it very easy for you to understand. .I was having great difficulties with my mortgage lender after a particularly awful break up with a partner and to say that Jean bent-over-backwards to secure me a great mortgage is an understatement. She fought so hard for me, was available 24/7 and was even prepared to cancel her holiday until the mortgage was finalised. Without their financial guidance I would not be where I am today, I have highly recommended their services and will continue to do say. .Many thanks to you both :)
What could they have done better?
Nothing.....they were 100%

We have used John and Jean at more than mortgages for a number of years now and find them to be very efficient at their job. Jean and John get to know you on personal level, they learn and understand quickly your situation and goals. We feel we are covered for every eventuality, but don’t feel we are over cover or have been sold cover that we don’t need. We have used Jean for mortgages as well, sometimes we have need a mortgage quickly to move on a property and Jean has come through every time with the best possible deal on the market for us at that time. We find more than mortgages great value for money and would not hesitate recommending them to anyone.
Brian, Kinross-shire September, 2013  

Received excellent, personalised service from Jean. I was dealt with in a caring, friendly and professional manner and would put my trust wholeheartedly in her making the right decisions for my financial situations.
What could they have done better?
Nothing! She's excellent.
Louise, Kinross-shire March, 2015

Jean is lovely very easy to talk and very understanding in her approach to all matters of finance and always goes the extra mile...
Nigel, Kinross-shire March, 2015

Jean is very friendly and easy to work with. Although in the early stages of dealing with More than Mortgages, we are very happy with the professional advice that has been provided.
What could they have done better?
Great service ....hence no constructive suggestions
Crawford, Kinross-shire February, 2015

She listens to what we want & always gives us 100 percent commitment.
What could they have done better?
To communicate a little better.
Carol, Kinross-shire February, 2015

A very knowledgeable person who carries out a great deal of research before advising of any potential investments. Never any pressure to follow a particular course of action. .A very professional attitude.
Ron Cameron, Fife November, 2014

Always available, has responded to all our quirky requests! We have been with Jean for 9 years and she has never failed us. We have had home visits as well as having been to the office, this has suited us really well as it fits around our work and children. She has been very thorough and as a result understands our needs and has matched our financial requirements well.
Julie, Fife October, 2014

Feedback from an enquiry is always instantaneous and very helpful. Jean is always the same and nothing is too much trouble to her. She gets the best possible deal for her clients and has come up with some great suggestions to help us overcome difficulties we were encountering in obtaining a mortgage
What could they have done better?
We feel Jean does everything to the best of her abilities and we cannot think of anything she could be doing better.
JOAN, Angus October, 2014

Great advice, good communication, works hard to find the best deal
Elaine, Stirlingshire October, 20

Spent a lot of time with us, discussing our needs and investigating the mortgage best suited to our financial situation and needs.
Shona, Perthshire October, 2014

The advisor was efficient in getting approval from various mortgage companies and explaining to the customer the best type of mortgage based on value to the customer.
What could they have done better?
The interaction was speedy and informative, there is not much to add to this, very professional.
wwt, Fife October, 2014

Jean is very organised and just wants to help where she can!!
Dawn, Kinross-shire October, 2014

In depth discussion to ascertain your aims. Full assessment of your attitude to risk. .Detailed explanation of available products and specific benefits of each.
Louise, Fife October, 2014

My husband and I were impressed by the time Jean took to get to know our personal situation and requirements as these were not straightforward. She made us feel very comfortable, meeting with us in a private room and there was no feeling of being rushed. She patiently explained all possible options and took the time to contact our chosen mortgage supplier directly on a number of occasions to ensure everything was in order and communicated regularly with us till everything was concluded.
Liz, Angus October, 2014  

Jean gathered as much information from us as was required to assess exactly which product suited our needs. By collecting all the information at the initial meeting she was then able to process our application with the minimum of fuss. Any questions were quickly dealt with over the telephone or email. She kept us informed throughout the process and even kept track of the application whilst on holiday due to our tight deadline. We would highly recommend using Jean and will return for further financial advice in the future.
What could they have done better?
I don't think she needs to improve the service offered.
Sandra, Kinross-shire October, 2014

Jean is friendly and easy to talk to. She always keeps us up to date with everything and is very good at what she does.
What could they have done better?
To be completely honest I really don't feel there is anything Jean could have done better.
Paula, Fife October, 2014

I was looking for a female advisor and chose Jean. She was extremely thorough in getting to know how I ticked and spent a long time analysing my needs and requests. The products she selected have performed as expected for the last 5 years and she has continually kept my financial welfare under review. She talks in a language that is clear and precise and is very understanding about one’s own level of knowledge.
What could they have done better?
The areas of finance she has given advice on cannot be faulted
Mary-Rose, Aberdeenshire November, 2013

Jean is excellent at explaining all the options. She does not use confusing terms or expect you to have a good understanding of the financial world. She uses plain language and makes sure you are entirely happy with a product before going ahead. She is easy to get hold of and always gets back to you. She keeps you on track with what you have to do next. She was, most importantly, a calm presence when we were trying to secure two mortgages in 6 weeks and things were pretty tight. I cannot recommend her services highly enough.
What could they have done better?
I honestly can't think of anything.
Katrina Vogt, Fife October, 2013

Provides a clear and comprehensive service. Displays great patience while spending time in exploring and ensuring understanding of available options with her clients.
What could they have done better?
In my experience I was completely happy with the service I received.
Shonagh, Perthshire October, 2013

Straight forward professional advice given in an understandable format.
Ian, Fife October, 2013

Good listener. Doesn’t rush you into decisions. Explains options thoroughly. Willingness to accommodate times out with normal working hours if necessary. Keeps in regular contact. Remembers personal issues relating to advice.
What could they have done better?
Nothing in this instance.
Helen, Fife October, 2013

I have found Jean to be very understanding of my needs now, and listens to what my requirements will be in the future. So far, I have been very pleased with my yearly returns, and have had a very professional, friendly, prompt service from her company. I would most certainly recommend her to my friends and family.
What could they have done better?
I had trouble picking which attributes were best to describe Jean from the list below. I'd liked to have chosen them all. I was only allowed to tick one.
Tracy avella McBride, Midlothian September, 2013

Jean always responds to emails and phone calls in a very timely fashion. She has a sense of humour and engages with me as a person. Jean has given me very good advice that I trust and she keeps in contact with me advising me as and when I need to do something or advising me of something she has done on my behalf - actions that I have authorised her to do. We still have to work out investments for the future with regards to my pension investments but I have confidence that the relationship we are building will ensure that this moves forward effectively
What could they have done better?
Give me access to my online portfolio
Christine, West Lothian September, 2013

We have been very satisfied with the level of personal service that you have given us in resolving our problems and have given us great peace of mind. That becomes increasingly important the older you get, when you find that all your friends, with whom you used to do business and discuss and resolve your insurance and pension needs, have now retired, leaving you in limbo. We are very pleased that our accountant referred us to you.

Stuart, Fife

More than Mortgages IFAs

As a mortgage is secured against your home, it may be repossessed if you do not keep up the mortgage repayments.

Investments can go down as well as up and you may not get the original capital back. Pensions are a long term investment. Pension legislation can and may change in the future.

More than mortgages Ltd is authorised and regulated by the Financial Conduct Authority Registered in Scotland, Registered No.SC313067. The guidance contained within this website is subject to the UK regulatory regime, and is therefore targeted at consumers based in the UK

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