Your home may be repossessed if you do not keep up repayments on your mortgage. There may be a fee for mortgage advice, typically £58. This is based on an average house price of £239,000 with an average loan amount of £203,150. The value of pension or investments can fall as well as rise, and you can get back less than you invested. More than mortgages Ltd is authorised and regulated by the Financial Conduct Authority Registered in Scotland, Registered No.SC313067.